End of the Intermediate Trend?

[Hoofhurr]

Unfortunately, we have to do something about the losers in the capitalist system because they still end up being your neighbors and voting citizens. It might suck and I might wish that everyone had the same work ethic and goals but letting them rot is not an option either because their mistakes impact every aspect of our lives. You have to be incredibly wealthy for the lower class to have no impact on your life.

Anyhow, I think selling people things that they don't understand or can't afford only benefits those that are doing the selling in the long run. When people go broke by the millions that's going to be bad for the nation as a whole and cost the responsible or less naive public sorely. The only people who make out like bandits are the ones that pushed their products and got away with it. That's really unacceptable. Saying that people should be responsible for the mistakes they make is fine until you have to bear their burden with them and is incredibly hypocritical when the wealthy people buy their way out of responsibility. So what's a solution?

Well we definitely need to work on making everyone a little smarter. Why they don't teach mortgage and finances in high school is a mystery to me. Mock home ownership should be a class. So should budget balancing. These seem like a far more applicable math subjects than algebra. Health class definitely needs to be pushed more as well when it comes to diet and exercise and the cost of neglecting either.

The other thing we need to figure out is how to make the regulatory agency positions as enticing as career choices as the business world offerings. How are you ever going to catch the best paid, smartest people making mistakes or committing fraud if you don't have their counter parts in the regulatory institutions?

We've relied on altruism for too long I think. There is no room for altruism in a capitalistic society. It's outdated and not effective as an incentive.