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Kitchen renovation
#6
Do you plan on living there for a while? Like 3-5 years? Then go for it but don't do it expecting to get a ton of value out of it. That 12k would go much much farther as part of a down payment on a new place. Those type of upgrades should do two things. 1) Make you happy. 2) Help you sell your place before the guy next to you sells his. It's not going to price you much higher, it's just going to make you look better.

If you are really investment conscious try to pick a scheme that will appeal to the broadest number of people. Consult with a couple of different people on that to get an idea. Better yet go into neighboring condos and look at your competition.
Caveatum & Blhurr D'Vizhun.
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